Auto Repair Financing Options - No Credit Check

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Santa Monica Auto Body Repair

If you are someone looking for auto repair financing options or even an automotive/transmission shop seeking to help consumers who require finance help, you will find four new financing possibilities that do not depend on having good credit.

Rather than credit, these new auto repair finance options rely on check-writing history and income. For example:

ARC90 - Finances auto and transmission repair. Approval according to income and check writing history. No credit assessment is required. The shop gets paid an advance on the job, and the consumer can finance the balance for 3 months as much as 6 months. You will have to submit evidence of income for example paystubs or bank statements along with a copy of the drivers license.

Secure Payment Systems - Will finance auto and transmission repair as much as $5,000. 25% down from the customer is required. Key to approval is good check writing history. The store gets their wage in full within 3 days and the consumer can finance the balance as much as 12 months.

Cross-Check - Offers an up to 90 day deferred payment plan for auto and transmission repair shops. 25% down required. Approval according to good check writing history. There aren't any interest or financing charges for the customer.

In-House Financing - Some car repair and transmission repair centers have chosen to in-house finance customers. There's usually a down payment necessary to cover most or all of the parts costs.
If you're a shop owner would you in-house car repair financing, you will find new software packages available that automate the auto repair finance process from start to finish in 10 minutes. They include automated ACH-drafts in the consumer's checking account, 3-bureau credit checks, 50-state promissory notes and automatic initial collection calls. These new software packages consider the hassle away from in-house financing and automate the process for you. They even handle the first collection calls, if your payment bounces, so that you do not have to.

If you are a consumer looking for car repair financing, speak to your local auto repair shop and get what options they've available to you. When they do not have options available, you can either inform them about no-credit check options you found here online or try another auto repair center.

Many auto repair shops are starting to adapt to both outside and in-house financing programs to assist customers who end up having to pay for an unexpected auto repair or transmission repair.

Transmission and major engine repairs can cost anywhere between $1200-$3500 depending on the kind of vehicle and the type of repair, so it's important to have financing possibilities so you can get your car fixed and obtain back on the highway!